Rent Affordability

Maximum rent at the 30% rule of thumb.

NZ$
%
30% is the standard rule; 25% conservative, 35% the upper limit before housing stress
Maximum weekly rent
$462
Monthly: $2,000 · Annual: $24,000
Annual budget$24,000
Monthly$2,000
Weekly$462

About this calculator

A common NZ rule: housing costs (rent + utilities) should be under 30% of gross household income.

  • Stats NZ counts households over 30% as "housing-stressed".
  • The 30% rule is a guideline, not a regulation.

Frequently asked questions

Does this include utilities?
You'll typically add ~$50/week for power and internet. Adjust the rent target accordingly.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.