Insurance Calculators

Estimate how much cover you actually need — life insurance using the DIME method, income protection and trauma cover, and the rebuild and replacement sums insured for your house and contents.

These are indicative estimates to help you have a better conversation with an adviser, not quotes or regulated financial advice.

14 calculators in this category

Frequently asked questions

How much life insurance do I need?
The Life Insurance Needs calculator uses the DIME method — Debt, Income replacement, Mortgage and Education — to estimate a cover amount tailored to your family.
What sum insured should I put on my house?
NZ house policies are sum-insured, based on rebuild cost rather than market value. The House Sum Insured calculator gives a rebuild-cost estimate to sense-check your policy.

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