Rental Yield Calculator

Gross and net yield on an investment property.

NZ$
NZ$
NZ$
NZ$
NZ$
NZ$
Gross yield
3.90%
Net yield (after expenses): 2.78%
Annual rent$31,200
Annual expenses$8,996
Net cash flow$22,204
Gross yield3.90%
Net yield2.78%

About this calculator

Yield is the rental return as a percentage of property value or cost.

  • Gross yield = annual rent ÷ property value × 100.
  • Net yield deducts rates, insurance, management fees, maintenance.
  • NZ median gross yield 2025: ~3–4% in Auckland, 5–7% in regions.

Frequently asked questions

Is yield more important than capital growth?
Both matter. NZ investors historically relied on capital growth; tightening tax rules make yield more important.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.