Landlord Insurance Calculator
Landlord cover premium and meth/vacancy add-ons.
NZ$
NZ$
Indicative annual premium
$6,230.00
$519.17 / month
| Annual premium | $6,230.00 |
|---|---|
| Monthly premium | $519.17 |
About this calculator
Specialist landlord insurance covers what standard home cover doesn't: malicious damage by tenants, loss of rent, and (optionally) methamphetamine contamination.
- Premium runs roughly 0.35% of rebuild sum-insured, plus a rental-loss base of ~6 weeks rent.
- Meth contamination cover is usually a $180/year add-on — check for sub-limits.
- Furnished cover adds about 0.06% of sum-insured for the chattels component.
Frequently asked questions
Is landlord cover deductible?
Yes — premiums on a NZ rental are deductible against rental income.
Related calculators
Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.