Travel Insurance Calculator

Travel cover premium by trip length, region and age.

Total trip premium
$182.00
$91.00 per traveller
Total premium$182.00
Per traveller$91.00

About this calculator

Trip-cost-only or full-cover travel insurance premium by region, length, age and party size.

  • Australia and the Pacific are the cheapest regions; the USA / Canada (worldwide) is the most expensive because medical costs are extreme.
  • Travellers over 65 pay 2× rate, over 75 pay 3× — and pre-existing conditions need to be declared.

Frequently asked questions

Does my credit card cover travel insurance?
Some platinum and gold cards do, but with strict conditions (booked on the card, length limits, age limits). Check the policy wording — never assume.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.