Working for Families Calculator
Estimate Family Tax Credit and In-Work Tax Credit.
NZ$
Estimated annual WFF
$7,951.00
Approximately $152.90 per week
| Family Tax Credit | $6,023.91 |
|---|---|
| In-Work Tax Credit | $1,927.09 |
| Abatement | −$10,071.00 |
| Total WFF | $7,951.00 |
About this calculator
Working for Families (WFF) is the NZ family tax credit scheme. The two main components are the Family Tax Credit (FTC) for caring for children, and the In-Work Tax Credit (IWTC) for working families.
- FTC: $7,524/year for the first child + $6,130 for each subsequent child (2025/26).
- IWTC: $4,368 base for families earning income from work, +$780 for each child over 3.
- Both abate at 27% of family income above the $42,700 threshold.
- There's also Best Start (under-3) and Minimum Family Tax Credit not modelled here — see IRD.
Frequently asked questions
Who qualifies for IWTC?
Families with children where the principal caregiver and partner (if any) work — for couples, at least 30 hours per week combined; for single parents, at least 20 hours.
Is WFF taxable?
No — WFF is paid net.
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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.