Return on Investment (ROI)

Total ROI and annualised ROI for any investment.

NZ$
NZ$
Profit, not the final balance
years
ROI
25.00%
Annualised: 7.72%
Initial investment$10,000.00
Total gain$2,500.00
Total ROI25.00%
Annualised ROI7.72%

About this calculator

Total ROI ignores time. Annualised ROI normalises gains across years for fair comparison.

  • ROI = gain ÷ cost × 100.
  • Annualised ROI = ((1 + gain/cost)^(1/years) − 1) × 100.
Formula: ROI = (Gain ÷ Cost) × 100

Frequently asked questions

Should I deduct tax?
Use after-tax gain for a like-for-like comparison with an after-tax savings rate.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.