NPV Calculator

Net present value of a series of cash flows.

Year 0 first. Negative = outflow. 5 flow(s) parsed.
%
Net present value
$2,743.96
Positive NPV — creates value at this discount rate.

About this calculator

NPV discounts each future cash flow back to today and sums them. Positive NPV = creates value at that discount rate.

  • Year 0 cash flow is the initial outlay (usually negative).
  • Discount rate = your hurdle rate or WACC.
Formula: NPV = Σ Cₜ ÷ (1 + r)ᵗ

Frequently asked questions

What discount rate should I use?
For a business: WACC. For personal investments: the after-tax return you could get on a comparable-risk alternative.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.