Calculator.nz

Present Value of Annuity

Present value of a stream of fixed future payments.

NZ$
%
Present value
$94,281.35
Sum of payments $120,000.00

About this calculator

How much a stream of equal future payments is worth today, discounted at the rate.

  • Used to price annuities, leases and pension valuations.
Formula: PV = PMT × (1 − (1+r)^−n) ÷ r

Frequently asked questions

Why is PV smaller than the sum of payments?
Future dollars are worth less than today's dollars at any positive discount rate.

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Calculator NZ provides general information only. For decisions with significant financial, medical or legal consequence please consult a qualified professional.